American Collectors Insurance
Coverage provided by American Collectors:
The Qualifying Vehicles Include:
- Classic Cars & Trucks
- Street Rods & Custom Classics
- Antique Tractors
- Military Vehicles
- Classic Motorcycles
- Factory-Built Replicas
- Fire Trucks
A Coverage Overview:
Simply put, American Collectors provides the very best collector vehicle protection we can offer our clients, including:
- Agreed Value Coverage – Pays the vehicle’s full insured value in the event of total loss.
- Inflation Guard – Automatically increases vehicle value by 2% each quarter (up to a max. of 8%) at no additional cost.
- Zero Deductible – Our reasonable rates include a zero deductible option (available in most states). A variety of other deductible options are available to further reduce the premium.
- Flexible Usage – Our policy does not have an “attendance” requirement for loss settlement. Insured vehicles may be driven & enjoyed, so long as they are not used for general transportation. For applicants who drive their collector vehicles more than 2500 annual miles, a 5000 mile option is available in most states.
- Automatic Coverage for Newly Acquired Vehicles – Qualifying vehicles purchased during the policy term are automatically covered for 30 days for values up to $25,000.
- $500 Spare Parts – Should damage or loss occur to a classic “spare part”, our policy provides up to $500 coverage at no additional cost.
- Hassle-Free Renewals – We do not require a completed application at renewal. Also, renewals are billed direct.
If you are interested in learning more about American Collectors Insurance, please give us a call at (412) 466-5898 and we will be happy to help you.

