Health

Health Insurance, an important decision:

One of the most important decisions you will make is finding the right health plan for you, your family or your business. The Baker Group can help you understand the process, so you can make an informed decision and select a health plan that best suits your specific needs.

Advantages of using The Baker Group for your Health Insurance:

We believe there is an advantage to having an agent review your health insurance instead of going to the health insurance company directly. Some of the advantages of having an agent write your health coverage are:

• They can Provide you with Personalized Service.
• They can Help Recommend the Right Plan For You.
• They can Suggest a Company that will Suit You Best.

A Note about Health Insurance Companies:

Do you know insurance companies underwrite differently, and that is what makes them competitive? What one company may not be able to do, another company may consider doing. Purchasing through an agent will save you time. Our agency is licensed with some of the largest companies in the area.

Please call us today and ask for Benjamin Baker to find out more.

Below are the various types of Health Insurance Coverages that we offer:

Group Health Insurance:

Quality Health Insurance for Business Owners and their Employees.

Group health insurance is for employers that would like to provide a great benefit to their employees. You will need 2 or more employees with at least a 70% participation rate to apply for coverage.

Long-Term Health Insurance:

For the Self Employed and Individuals without Employer Coverage.

Long-term health insurance coverage may be for those people that do not have coverage offered through their employer. For example, the self-employed or the person who does not like what their employer has to offer. An application must be submitted to the insurance company for approval.

Short-Term Health Insurance:

Individuals, Families and College Students who need Temporary Coverage.

Short-term health insurance can be purchased from a minimum of 35 days to 12 months. This is an excellent plan for people who:

• Lost their Jobs and need Coverage Immediately.
• Have a New Job, but may have a Waiting Period before they can get Health Insurance through the New Company.
• Are College Students and are No Longer Covered under their Parents Health Insurance Policy.

* BUY NOW – Short-Term Medical Coverage by Assurant Health

Travelers Health Insurance:

Are you Traveling Outside of the United States?

If you are injured or sick the health facility may not accept your insurance from the United States. Premiums are very reasonable. Coverage can be purchased from 15 days minimum to maximum of 12 months. The plan offers many benefits:

• In Hospital Benefits
• Trip Interruption
• Lost Baggage
• Athlete Coverage can be added as a Rider
• 24 Hour Multi Lingual World Wide Services

If you are interested in learning more about our Health Insurance services, please give us a call at (412) 466-5898 and we will be happy to help you.